Terms and Conditions

Conditions of Use

By using this website I acknowledge and accept the following conditions of use without limitation or qualification.  I have read the following conditions carefully before using this website and understand that the Terms and Conditions may be revised at any time by updating this posting.  I realize that I am bound by any such revisions and commit to periodically visit this page to review the then current Terms and Conditions to which I am bound.

Disclaimer

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided “As Is” and without warranties of any kind either expressed or implied unless written confirmation is received by Keller-Brown Insurance Services. This website may be linked to other websites which are not maintained by Keller-Brown Insurance Services, and we are not responsible for the content of those websites.  The inclusion of any link to such websites does not imply approval of or endorsement by Keller-Brown Insurance Services, of the websites or the content thereof.

 User Commitment

I understand that any insurance terms and definitions are meant for general informational purposes and not meant as specific advice or recommendations. For detailed information, it is my responsibility to contact Keller-Brown Insurance Services. I understand that no coverage will be assumed bound or covered until I have received written or verbal confirmation from Keller-Brown Insurance Services


I understand that Keller-Brown Insurance Services will receive documentation of all service requests, requests for information or declination for additional information, which may become part of my customer file.

I understand that
Keller-Brown Insurance Services will process service requests based on information provided through this online service and that I will receive confirmation of all changes to my coverage. I authorize all such changes, and assume the responsibility of notifying Keller-Brown Insurance Services in the event of errors or misunderstandings.

I understand that I am responsible for updating my email address and other information in the event of change by notifying [Keller-Brown Insurance Services in writing.

Keller-Brown Insurance Services Commitment

1.  Guarantee the privacy of client information.

2.   Handle service requests in good faith based on registration information. All service requests will be confirmed to the client and they must contact Keller-Brown Insurance Services in case of error.

3.   Insurance terms, descriptions of coverage and other insurance information are not meant to be complete, and the client should either contact Keller-Brown Insurance Services or read their policy for complete information.

4.  No changes will be considered to be bound until the client has received confirmation from Keller-Brown Insurance Services

5.  While we do our best to physically and electronically safeguard our online service, we shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in our site or your downloading any materials, data, text, images, video or audio from our website.


Keller-Brown & Houseman Group Privacy Statement

Last Revised:  [DATE]

The privacy and security of your personal information is important to Keller-Brown Insurance Services and Keller-Brown & Houseman Financial Services, Inc.  In compliance with Title V of the Gramm-Leach-Bliley Act (GLBA), we are providing you with this document that will inform you about our policies and procedures concerning the personal information that we collect, maintain, and disclose in connection with the insurance policies and financial services you obtain from us.

 

Collection of Information

 

We collect nonpublic personal information about you from the following sources:

 

·          Information from applications, questionnaires or other forms.

·          Information about your transactions with us, our affiliates, or others.

·          Information we receive from motor vehicle reports, insurance support organizations and  consumer reporting agencies.

 

Information we Disclose

 

We pledge to you that the information you have provided us to obtain insurance and financial services will be used for just that purpose and that purpose only.  We will not share such information with nonaffiliated third parties.  We only disclose information about our applicants, customers and former customers as permitted or required by law in conjunction with our normal business operations.

 

Security

 

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.  In accordance with applicable state and federal regulations we maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your nonpublic personal information.

 

Any Questions?

 

If you have any additional questions about this privacy policy or concerns regarding your personal information, write to us at either of our two locations:

 

      Keller-Brown Insurance Services, Attn: Joy Keller-Brown

      POB 215, Shrewsbury, PA 17361

 

      Keller-Brown & Houseman Financial Services, Inc., Attn: Ruth Houseman

      1947 Security Drive, York, PA 17402

 

 

 

 

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